Premier Home Loan Package

Our Premier Home Loan Package is perfect if you're looking to borrow more than $200,000. Offering up to 1.10% p.a. discount off our Standard Variable Rate, our Premier Home Loan Package provides you with exceptional value for money, saving you thousands over the life of your loan.

No monthly account keeping fees
Up to 1.10%p.a. discount off our Standard Variable Home Loan Rate
Overdraft account up to $10,000
Your choice of free loan redraw or Mortgage Offset Account

From 6.10% pa
Variable Rate
(LVR up to 80%)

From 6.41% pa
Comparison Rate

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Premier Investment Loan Package

Our Premier Investment Home Loan Package is perfect if you're looking to borrow more than $200,000. Our Premier Investment Package provides you with exceptional value for money.

No monthly account keeping fees
Pay off your loan early with no penalty
Overdraft account up to $10,000
Your choice of free loan redraw or Mortgage Offset Account

From 6.39% pa
Variable Rate
(LVR up to 80%)

From 6.70% pa
Comparison Rate

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Premier Home Loan - Owner Occupied Key Features:

Premier Home Loan Package - Owner Occupied
Interest Rates
Variable interest rate	6.10% pa
Comparison rate	6.41% pa
Fees
Establishment fee	$0
Monthly fee	$0
Annual fee	$350
Key Features
Special Conditions	Whole of pay minimum $2,000 per month must be credited into South West Credit accounts to receive full rate discounts.
Minimum amount	$200000
Maximum Amount	80% of the property value
Loan Set Up Costs	No
Variable and lump sum repayments	Monthly Fortnightly Weekly
Early repayment without penalty	Yes
Redraw facility	Yes
Loan repayment insurance	Yes
Automatic repayments (payroll)	Yes

Premier Home Loan - Investment Key Features:

Premier Home Loan Package - Investment
Interest Rates
Variable interest rate	6.39% pa
Comparison rate	6.70% pa¹
Fees
Establishment fee	$0
Monthly fee	$0
Annual fee	$350
Key Features
Special Conditions	Whole of pay minimum $2,000 per month must be credited into South West Credit accounts to receive full rate discounts.
Minimum amount	$200000
Maximum Amount	80% of the property value
Loan Set Up Costs	No
Variable and lump sum repayments	Monthly Fortnightly Weekly
Early repayment without penalty	Yes
Redraw facility	Yes
Loan repayment insurance	Yes
Automatic repayments (payroll)	Yes

Additional Information:

Things you should know:

Credit criteria, fees and charges apply. Terms and conditions available on request. Based on South West Credit’s credit criteria, residential lending is not available for non-Australian resident borrowers.
Premier Package: Conditions of Use and $350 annual package fee applies. You must either hold or be approved for a South West Credit Easy Everyday transaction account or Easy Unlimited transaction account in order to qualify and continue to receive the benefits of the Premier Package. Applicants must have a Easy Everyday or Easy Unlimited transaction account linked to the home loan at the time of settlement. Before deciding to acquire a Easy Everyday or Easy Unlimited transaction account, read the Conditions of Use, and consider whether the product is right for you.

Premier Package Conditions of Use (25th February, 2021)

¹ Comparison rates calculated on a loan amount of $150,000 over a term of 25 years.