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Motor Vehicle Insurance

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Motor Vehicle Insurance is one of a comprehensive range of insurance solutions offered through our association.

With the right cover, you can cruise

Cars cost money to buy, money to own, and money to run. So anywhere you can save deserves closer inspection.

With South West Credit’s Motor Vehicle Insurance, you can relax and enjoy the drive, knowing that should anything happen, you can be back on the road without major expense or hassles.

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  Cover Options:

You have a range of cover options, depending on your own circumstances and those of others likely to drive your car.

Comprehensive: This policy provides complete cover, regardless of the number of licensed drivers using the vehicle. It protects you against theft, fire and damage to your car, as well as damage you may cause to another person’s car or property.

30+ Plus Nominated Driver Cover: If you are a more experienced driver 30 years of age or over, and others under 30 won’t be driving the car, you can nominate two drivers who are 30 years of age or over and take out a full comprehensive policy at a discounted price.

Third Party Only: This provides cover for damage you may cause to another person’s car or property, but does not cover your own car. Uninsured Driver Protection Cover is included under this policy.

Third Party Fire & Theft: This is an extension of the Third Party Only Policy, which provides cover if your car is stolen or damaged due to fire.

  A Selection of Benefits:
Benefits Include

Comprehensive
(incl.
Nominated 30+

Driver Policies)

Third Party Only Third Party Fire and Theft
Accidental loss or damage to your vehicle
Loss or damage caused by fire or theft
14 day hire car following theft
Windscreen or window glass breakage cover option
4 year new car replacement option
Repairs or replacement of single box trailer
Towing costs following loss or damage
Essential temporary repairs
Cover for personal items damaged in an accident
Hire car after accident option
Emergency accommodation & transport costs
Finance Gap cover
Uninsured motorist benefit
Legal liability for damage caused by your passenger to another person's property
Legal liability for other people driving your vehicle
Legal cost incurred in relation to legal liability cover
  A range of ways to save:

With South West Credit there are various ways to enjoy discounts on your premium.

A choice of Excess: Your excess is the initial amount you have to pay yourself if you make a claim, and we offer variable excess. The higher the excess you choose, the lower the premium you’ll pay.

Multi-policy discount: Once you have one MemberCare insurance policy with us, we’ll give you a discount on each additional MemberCare policy#

No claim bonus: If you’ve been claim-free for a period of 12 months upward, you may qualify for a no-claim bonus of up to 60% off the base premium.

  Easy to arrange, simple to claim:

The convenience of having Motor Insurance under the same roof as your financial services isn’t the only way we make life easier. From making your application to making a claim, South West Credit ensures things are as straightforward as possible.

You can apply online, by phone, or at our branch. Flexible payment options include fortnightly, monthly or annual direct debit or credit card payments (excluding Diners Club).

  Additional Information:

Important Notes
Terms, conditions and acceptance criteria apply. Cover limits apply as set out in the policy wording. This material does not take into account your personal needs, objectives and financial circumstances and you should consider whether it is appropriate for you. Please read the Product Disclosure Statement  and the Target Market Determination to decide if a product is right for you
#Multi-policy discount is available on your first policy after renewal and is only available for Home, Landlords and Motor Vehicle policies that are purchased through the same financial institution.