Spend less on your loan, more on your wheels
We use technology to cut out costs and inefficiencies, so you’ll get a really low rate.

Better loans for better borrowers
We take our low rates personally – and your good credit history unlocks a whole new level of savings.

A Rate Promise you can trust
We stand by our rates, so you can be sure you’re not paying more interest than you need to.

Speed through, or take it slow.

Buying a new car can be tricky. Finance should be easy. Simply decide an affordable monthly repayment, and we’ll find a loan term to match, up to five years.

Pay it your way with no surprises down the road

Find yourself able to pay us back early? Nicely done – you’ll pay less interest, and there are no fees or penalties for settling up sooner.

An investment in independence
Borrow to help you get you where you need to be, in comfort and style.

Please read the Target Market Determination (TMD) to decide if a product is right for you:

• Plenti Car Loan TMD
• Plenti Personal Loan TMD

Simple by design.
We’ve worked hard to make it easy for you. You can request a rate estimate, apply for your loan and accept your contract all from the palm of your hand.

Fast. Really fast.
Estimating your rate only takes a minute, and we typically finalise successful loans in a day or two. So you’ll have the funds in your account and be ready to drive away sooner you think.

Easy to follow expertise.
Straight talking and jargon free, with nothing to prove and nothing to hide.

14,000 better journeys
We’ve loaned over a billion dollars to over 60,000 Australians. Will you be next?

We’ve done this before. A lot.
Specialising in personal lending since 2016, we combine financial expertise with industry shaping technology.

Clearly different, to benefit you.
An open book, with nothing to hide – we’re registered with ASIC, listed on the ASX and government regulated.

• Find out about our Loan Protection Insurance
• What is a Comparison Rate?
• View all Rates & Fees
• View our online calculators