How do you best protect a property you own and rent to tenants? Choosing the occupants carefully helps, but even with model tenants, there’s no guarantee they’ll take care of things to the standard you’d like.

As a landlord, you need to reduce your vulnerability to vandalism, malicious damage, and theft. Not to mention lost rental income, should your property become unliveable because of major damage.

You also need protection from those unlikely, but still possible, risks like fire, lightning and storm or flood damage, falling trees and unforeseen catastrophes.

With South West Credit’s Landlord Cover, you have peace of mind that you’ll be covered if your property is damaged or destroyed by specific events as set out in the policy wording.

With South West Credit there are various ways to enjoy discounts on your premium.

Multi-policy discount: Once you have one MemberCare insurance policy with us, we’ll give you a discount on each additional MemberCare policy^#

A choice of Excess: Your excess is the initial amount you have to pay yourself if you make a claim, and we offer options of $100, $250, $300, $400, $500, $750, $1,000, $2,500, $5,000, $7,500 and $10,000. The higher the excess you choose, the lower the premium you’ll pay.

The convenience of having Landlord’s Insurance under the same roof as your financial services isn’t the only way we make life easier. From making your application to making a claim, South West Credit ensures things are as straightforward as possible.

You can apply online, by phone, or at our branch. Flexible payment options include fortnightly, monthly or annual direct debit or credit card payments (excluding Diners Club).

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